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Financial calculators

Run the numbers to validate or adjust your plan

Gain confidence in your plan by making sure your numbers make sense. Estimate loan payments, projected overhead, and debt load to help you with your decision. You can also estimate how long it may take to get a return on your investment (ROI).

How to use the calculators

  1. Select a calculator below.
  2. Enter inputs where indicated.
  3. Select Calculate to generate results.
  4. Update any input field and select Calculate to generate different results.
  5. To start over, simply clear all fields or refresh the page, add your new numbers, and recalculate.
Assistive Tech Tips: Users of assistive technology, please note: you will find updating information within the fields of the calculators after selecting Calculate.

Loan payment calculator

Loan Payment Calculator

Whether you're looking to start a new practice, expand an existing one, purchase new equipment or upgrade technology, use this calculator to estimate your monthly loan payment.

Loan term calculator

Loan Term Calculator

Want to pay down your debt more quickly? See how much faster you'll pay off an existing loan by adding a fixed amount to your monthly payment.

Debt load calculator

Debt Load Calculator

Are you ready to move forward with your practice plans? Calculate your total personal and business debt to help you determine how much you can responsibly afford to borrow.

 
Annual Revenue (Net Collections)

To include your personal income and debt, continue below:

 
Annual Income (Personal)
 

Overhead calculator

Overhead Calculator

Having adequate cash flow is essential to meet your financial obligations such as payroll, loan payments and other practice expenses. Use this calculator to help you determine the cash flow currently generated by your practice.

Revenue

 
Revenue (Net Receipts)

Expenses

Type Period Amount $ Percent % Monthly $ Annual $
Salaries
Supplies
Lab Fees
Mortgage/Rent
Add Another Row  
Total Expenses (Overhead)

  Percent % Monthly $ Annual $
Total Cash Flow (Surplus)
 

Return on investment Calculator

Return On Investment Calculator

Thinking of investing in a new operatory or CAD/CAM? Use this calculator to see how long it may take to break even and the potential return on investment.

General Information

Cost Increases

Enter the estimated monthly amount of incremental expense you may incur as a result of the addition of this equipment.


 $
Add Another Row  
Total Additional Monthly Costs $  

Expense Savings

Enter the estimated monthly amount of additional savings you may receive as a result of the addition of the equipment.


 $
Add Another Row  
$  
 

The tools and calculators on the Wells Fargo Practice Finance website are provided for educational and illustrative purposes only. The accuracy of the calculations and their applicability to your circumstances are not guaranteed. Such tools and calculators are provided with the understanding that Wells Fargo is not engaged in rendering legal, accounting, tax, or other professional advice. As such, they should not be used as a substitute for consultation with accounting, tax, legal, or other professional advisors. Consult your tax advisor and/or accountant for a statement of tax and accounting rules applicable to your particular situation and for all other tax and accounting advice.

All financing is subject to credit approval.

All financing is subject to credit approval.

All financing is subject to credit approval.

Equal Housing Lender NMLSR 399801

Deposit products offered by Wells Fargo Bank, N.A. Member FDIC.

All financing is subject to credit approval.

*Practice Management Group and Milestone programs and support are typically available for Wells Fargo Practice Finance division clients only with the minimum financing amount of $300,000. Wells Fargo Practice Finance disclaims all warranties, express or implied, in connection with the Practice Management Group and Milestone programs. Contact your own legal, tax, or financial advisors regarding your specific business needs. Terms and conditions apply. Please speak with a Practice Finance Specialist for more information.

All financing is subject to credit approval.

All financing is subject to credit approval.

All financing is subject to credit approval.

All financing is subject to credit approval.

All financing is subject to credit approval.

All financing is subject to credit approval.