Skip to main content
Home  About

Get to know Wells Fargo Practice Finance

We're here to help you succeed financially — and professionally

What we do and why it matters

As healthcare finance specialists, our job is to assist you through many types of career transitions. Our commitment is to help you do it successfully. From purchasing or starting your first practice to expanding or selling your facility, we're here to support your long-term success and work to help you achieve each milestone along the way. And with more than 30 years of experience focusing only on healthcare, you can rely on our understanding of the complexities and challenges of being both a business owner and healthcare provider.

Here are the three main reasons your experience with us is different than with most other lenders:

Spend your time on what's most important

The convenience of a specialized provider that offers a full assortment of financial services to support your practice offers an effective way to focus on caring for patients and the growth of your business.

  • Practice loans facilitate key transitional events throughout practice lifecycle
  • Direct access to banking products and services essential for both daily operations and long-term financial management helps you care for all aspects of your business

Let the strength of your practice help advance your career

We understand the burden of student loan debt. We also recognize the earning potential of healthcare business owners. Therefore, our lending criteria are based on your ability to repay debt, not how much debt you've accumulated.

  • Get competitive fixed-rate loans for up to 100% of your project
    • Preferred pricing for ADA members
    • Terms up to 10 years with a choice of repayment options
  • Stay focused on building your business while our team focuses on keeping your project on track, coordinating paperwork, invoices, and vendor payments

Be as successful as possible as soon as possible

Personalized practice management support, easy-to-use planning tools and practice-building strategies are available to help you build a reliable business foundation to build upon.


Frequently asked questions

Did you receive my payment?

Sometimes payments overlap with the mailing of your new statement. To confirm receipt of your payment, contact the Client Services number on your statement.

What is my payment amount?

Your payment schedule, including amounts and due dates, is outlined in your loan documents. Please contact the Client Services number on your statement for information regarding your monthly payment amount.

Where do I send my payment?

Payment mailing addresses are determined by the type of information found on your monthly statement. See below to determine the right address. If you're unsure, please call 1-800-628-7816.

*If your statement shows:

  • Customer Number*
    Lockbox payment address:
    Wells Fargo Practice Finance
    Department 33739
    PO Box: 39000
    San Francisco, CA 94139-0001
  • Obligor Number*
    Lockbox payment address:
    Wells Fargo Practice Finance
    PO Box 202902
    Dallas, TX 75320-2902

To minimize the effort of making monthly payments, consider signing up for our complimentary Automatic Payment service, which makes regularly scheduled payments directly from your designated checking or savings account.

Can I access my account on the internet or pay online?

Please contact the Client Services number on your statement for more information regarding paying online. We encourage you to consider signing up for our complimentary Automatic Payment service, which makes regularly scheduled payments directly from your designated checking or savings account.

Can I pay by phone?

Yes, you can. Call the Client Services number on your statement to make pay-by-phone arrangements. Please have your checking account information available. To minimize the effort of making monthly payments, consider signing up for our complimentary Automatic Payment service, which makes regularly scheduled payments directly from your designated checking or savings account.

What happens if my payment is late?

To avoid late fees, consider signing up for our complimentary Automatic Payment service, which makes regularly scheduled payments from your designated checking or savings account.

What is your Automatic Payment service?

Our complimentary Automatic Payment service makes scheduled monthly payments from your designated checking or savings account, saving you time and money:

  • Avoid late fees with guaranteed on-time payments
  • Minimize administrative time with fewer checks to write

There is no charge for Automatic Payments and, unless they are a credit condition of your loan, you may cancel at any time. Contact the Client Services number on your statement for more information.

To sign up for Automatic Payments:

  • Download the Automatic Payment Authorization form (PDF)
  • Complete the entire form
  • Send your form and a copy of your voided bank check
    • By Fax: 1-800-861-9967
    • By Mail:
      Wells Fargo Practice Finance
      Attn: Client Services
      2000 Powell Street, 4th Floor
      Emeryville, CA 94608
  • If we need anything else, we will contact you. If not, you're all set.
  • Automatic Payments typically take effect the next billing cycle and will post on your billing due date.
    • If your billing due date is a non-business day, it will post on the next business day.
  • If you have questions, or to confirm enrollment in Automatic Payments, contact the Client Services number on your statement.

Please note:

  • If you have previously arranged for automatic payments on your account and they have been cancelled, you will need to re-enroll in Wells Fargo Practice Finance's Automatic Payment service. To re-enroll:
    • Follow the "sign up" instructions above.
    • Please note the automatic payment will appear on your bank statement as WFB NA Practice Finance.
  • If you are currently using an online bill pay service through your bank, please update your account information to your new Wells Fargo Practice Finance customer number or obligor number and remittance information.

Wells Fargo Practice Finance is the only practice and commercial real estate lender recommended for members of the American Dental Association.

ADA® is a registered trademark of the American Dental Association. ADA Business Resources is a service mark of the American Dental Association. ADA Business Resources is a program brought to you by ADA Business Enterprises, Inc., a wholly owned subsidiary of the American Dental Association.

All financing is subject to credit approval.

Wells Fargo Practice Finance is the only practice and commercial real estate lender recommended for members of the American Dental Association.

All financing is subject to credit approval.

Wells Fargo Practice Finance is the only practice and commercial real estate lender recommended for members of the American Dental Association.

All financing is subject to credit approval.

Wells Fargo Practice Finance is the only practice and commercial real estate lender recommended for members of the American Dental Association.

All financing is subject to credit approval.

Wells Fargo Practice Finance is the only practice and commercial real estate lender recommended for members of the American Dental Association.

All financing is subject to credit approval.

Wells Fargo Practice Finance is the only practice and commercial real estate lender recommended for members of the American Dental Association.

All financing is subject to credit approval.

Wells Fargo Practice Finance is the only practice and commercial real estate lender recommended for members of the American Dental Association.

All financing is subject to credit approval.

Wells Fargo Practice Finance is the only practice and commercial real estate lender recommended for members of the American Dental Association.

All financing is subject to credit approval.

Wells Fargo Practice Finance is the only practice and commercial real estate lender recommended for members of the American Dental Association.

All financing is subject to credit approval.

All financing is subject to credit approval.

Wells Fargo Stagecoach Logo